A guest slips and falls on the premises after the floor was mopped. As a result of the fall, they sprained their ankle and require two surgeries. They sue for $110,000 in medical costs. General liability insurance can help cover the costs associated with this bodily injury.
A fire breaks out as a result of cooking in the common kitchen area of a nonprofit civic center, which results in extensive smoke and heat damage to both the building and its contents and forces the civic center’s administration to seek an alternative facility for a period of one month. The organization suffers a loss of $75,000 in property damage and extra expenses.
A club was hosting a private reception for members and their guests. An underage guest presented a fake ID and was served alcohol. The intoxicated minor left the establishment and fatally injured an innocent victim. The family of the deceased sued the club for serving a minor.
Directors and Officers
The personal assets of the directors and officers of a nonprofit organization were exposed when the organization ran out of funds to pay for a suit brought against it.
Employment Practices Liability
A volunteer at a developmentally disabled counseling organization receives numerous sexual advances from a staff member. The volunteer sues the organization’s employment practices policy for sexual harassment.
Assault or Battery
A club guest was involved in a physical altercation, causing injuries and the club was sued for $50,000.