Allied Health Care
We write a wide variety of healthcare professionals, medical facilities, and residential risks providing services for the body and the mind. Our coverages provide policyholders with financial protection from claims alleging negligence, abuse, or bodily injury while administering patient care. Allied Health Care insurance acts as a vital safety net protecting professional and personal assets and allows our clients to practice confidently in an increasingly litigious environment.
Have a question? Contact us!
Chris Sondej
Second Vice President,
Director of Allied Health Production
877-977-4474, ext. 7010
Eligible Classes of Business
Include but are not limited to:
Adult Daycare
Assisted Living Facilities
Behavioral Therapy
Counseling
Day Spa
Dietician/Nutritionist
Fitness Centers
Fitness Instructors
Group Homes
Home Healthcare
Medical Imaging Clinics
Medical Spas
Non-Emergency Medical Transportation
Outpatient Surgery Centers
Pharmacy
Physical Therapy
Salon
Sober Living Homes
Speech Therapy
If what you’re looking for is not listed above, please give us a call at 877-977-4474
Markets
Coverages can include:
- Professional liability
- General liability
- Abuse and molestation
- Hired and non-owned auto
- Property
Additional coverages available:
- Blanket additional insured
- Cyber
- Crime
- Directors and officers/Employment practices
- Umbrella
Recent Webinars
HOME HEALTHCARE
MEDI-SPA
Claim Examples
Professional Liability
While a home health aide is helping a client up from a chair, she loses her grip on the client’s arm. The client falls to the floor, sustaining injuries to her face.
General Liability
A medical spa client is preparing to receive a permanent makeup application. While waiting for the procedure, the salon chair breaks and she fractures her hip.
Abuse and Molestation
A trainer is working with a teen at a fitness center. During a training session, the girl is sexually molested. The girl’s family sues the fitness center, and their abuse and molestation coverage responds for bodily injury and mental duress.
Hired and Non-Owned Auto
Jessica is a staff member working for an alcohol rehabilitation facility that provides counseling. While Jessica is driving a client to an event, she fails to yield at a stop sign and strikes another vehicle. The client sustains a severe bodily injury and sues Jessica’s personal auto policy. The claim amount ultimately exceeds Jessica’s personal auto limits, and a secondary claim is made against the hired and non-owned policy of the rehabilitation facility.
Property
A fire breaks out as a result of a curling iron that contacted a bottle of hair dye in a spa. The incident results in extensive smoke and heat damage to both the building and its contents and forces the spa to seek an alternative facility for a period of one month. The spa faces a loss of $75,000 in property damage and extra expenses.
Employment Practices
A nurse is terminated after raising concerns about patient safety and the facility’s policies. She alleges that the termination was in retaliation for speaking out against her employer.