Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for a nonprofit charity.
Get a quote for a nonprofit charity organization or foundation by completing an application.
Coverage for a nonprofit charity organization or foundation can include:
General Liability Directors and Officers Liability Employment Practices Liability Abuse and Molestation Special Events Professional and Cyber Property Equipment Breakdown Business Income Liquor Auto Umbrella Inland Marine Employee Benefits Liability Blanket Additional Insureds
Directors and Officers Liability
Employment Practices Liability
Abuse and Molestation
Professional and Cyber
Employee Benefits Liability
Blanket Additional Insureds
Nonprofit charity claim examples
Directors and Officers Claim:
The trustees of a charity decided to expand their activities into areas that were not explicitly envisioned by the founders. Their state’s attorney general brought an action against them alleging misuse of funds and property for operating outside their charter, even though no third party had raised a complaint.
A donor made a large contribution to a foundation to aid students in need of tuition. The board instead voted to expand their headquarters and commit a portion of the donation to the building fund. The donor filed suit, alleging misappropriation of funds. Damages included return of the full contribution plus interest. As some of the money was already spent, the foundation was financially unable to return the entire donation.
Special Events Claim:
A guest at a beer garden event sponsored by a nonprofit charity was struck on the head with a beer can thrown by a bartender. The guest filed a claim due to bodily injury.
A tent at a designated fundraiser was not anchored properly. The tent blew over and damaged multiple parked cars. The car owner sued for repairs.
A nonprofit charity held a one-day concert to raise funds at the home of one of its members. The event was large and included a bandstand. While the trucks carrying the equipment were leaving that night, the inclement weather caused the truck to leave large imprints and divots on the neighbor’s lawn. The neighbor then filed suit against the charity for lawn damages caused by the trucks.