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Phone: 877-977-4474 | Fax: 610-254-1855
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Hospice Concept

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for a outpatient services organization.


Get a quote for a substance abuse or mental health outpatient service by completing an application.


Coverage for a sustance abuse or mental health outpatient service can include:

General Liability

Directors & Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Crisis Intervention

Professional Liability



Equipment Breakdown

Business Income


Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability




Policy highlights can include:

  • Defense outside limits
  • Separate or shared limits for psychiatrists, psychologists and other MD/mid-levels professionals
  • Industry leading broadening forms
  • Broad definition of who is an insured
  • Easy access to brokers
  • Underwriting expertise with limited customer distribution
  • Ability to provide admitted and non-admitted terms
  • Coverage can be written claims-made or occurrence
  • Risk management services
  • Separate limits for General Liability, Professional Liability and Abuse and Molestation
  • In-house claims experts


Outpatient services claim examples

Property Claim:
A fire breaks out as a result of cooking in the common kitchen area of a outpatient organization, which results in extensive smoke and heat damage to both the building and its contents, and forces the outpatient's organization administration to seek an alternative facility for a period of one month. The organization suffers a loss of $75,000 as a result of property damage and extra expenses.

Hired / Non Owned Auto Claim:
Holly is a staff member working for a hospice organization that provides mentoring. While Holly is driving a volunteer for a visit to the supply office she fails to yield at a stop sign and strikes another vehicle. The volunteer sustains a severe bodily injury and sues Holly’s personal auto policy. It turns out that the claims amount will ultimately exceed Holly’s personal auto limits and a secondary claim is made against the Hired / Non-Owned policy of the nonprofit organization.

Professional Liability:
A Registered Nurse administers a pain relieving intravenous drug to a abuse shelter patient. There is an allergic reaction causing the patient to break out into a painful rash. The patient’s family is upset and sues for pain and suffering.

Abuse and Molestation Claim:
A man who is volunteering for a hospice organization receives consent to take a girl he is mentoring on a trip. During the trip, the girl is sexually molested. The girl’s family sues the organization’s Abuse and Molestation coverage for bodily injury and mental duress.

Employment Practices Claim:
A volunteer at a hospice organization receives numerous sexual advances from a staff member. The volunteer sues the organizaation’s Employment Practices policy for sexual harassment.

Directors and Officers Claim:
A donor made a large contribution to a local hospice organization requesting that the money be used to enhance the building’s facilities. The board instead votes to use the money to buy a new car for the director. The donor files suit alleging misappropriation of funds.


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