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gateway special insurance berkshire hathaway


Phone: 877-977-4474 | Fax: 610-254-1855
Send Completed Applications to submissions@gatewayspecialty.com

Trainer

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for instructors/trainers including but not limited to CPR, first aid, fitness, EMT and yoga.

 

Get a quote for instructors/trainers by completing an application.

 

Coverage for instructors/trainers can include: 

General Liability

Directors & Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Crisis Intervention

Professional Liability

Crime

Property

Equipment Breakdown

Business Income

Auto

Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability

Umbrella

 

 

Policy highlights can include:

  • Defense outside limits
  • Separate or shared limits for psychiatrists, psychologists and other MD/mid-levels professionals
  • Industry leading broadening forms
  • Broad definition of who is an insured
  • Easy access to brokers
  • Underwriting expertise with limited customer distribution
  • Ability to provide admitted and non-admitted terms
  • Coverage can be written claims-made or occurrence
  • Risk management services
  • Separate limits for General Liability, Professional Liability and Abuse and Molestation
  • In-house claims experts

Instructors/trainers claim examples:

Directors and Officers Claim:
A donor made a large contribution to a cpr training organization requesting that the money be used to enhance training
equipment. The board instead votes to use the money to buy a entrance for the office. The donor files suit alleging
misappropriation of funds.

Property Claim:
A fire breaks out as a result of equipment malfunction in the yoga studio, which results in extensive smoke and heat
damage to both the studio and its contents and forces the owner seek an alternative facility for a period of one month. The
organization suffers a loss of $120,000 in property/equipment damage and extra expenses.

Abuse and Molestation Claim:
A fitness instructor was working with a personal client at their gym. During the workout, the instructor rubs the client's knee
and leg in a unprofessional way. The client sues the organization’s Abuse and Molestation coverage for bodily injury and mental
duress.

General Liability Claim:
A trainee at a EMT training organization slipped and fell in the bathroom and broke his arm. The patient filed a lawsuit against the
organization for pain and suffering, medical bills and rehabilitation expenses.

 

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