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Female Guitar Player from Music Group

Gateway Specialty Insurance has top rated markets to quote package or monoline insurance for a music group.

 

Get a quote for a nonprofit music group by completing an application.

 

Coverage for a nonprofit music group can include:

General Liability

Directors and Officers Liability

Employment Practices Liability

Abuse and Molestation

Special Events

Professional Liability

Property

Equipment Breakdown

Business Income

Auto

Umbrella

Inland Marine

Employee Benefits Liability

Blanket Additional Insureds

Cyber Liability

 

Nonprofit music group claim examples

General Liability Claim:
A patron attending a classical performance slipped and fell in the bathroom of the theater. The patron broke his arm. The patron filed a lawsuit against the organization for pain and suffering, medical bills and rehabilitation expenses.

Abuse and Molestation Claim:
Parents of a child in the nonprofit music group sued the organization alleging negligent hiring of the director who went overboard when he improperly touched their child during a practice rehearsal.

Inland Marine Claim:
During an overnight trip, the music group locked its equipment in the van and spent the night at a hotel. Later that night, someone used a crowbar to pry open the van and stole all of the music group's equipment. The next morning the director noticed that the equipment was missing and notified the police. A total of $9,700 of equipment was stolen.

Directors and Officers Claim:
A donor made a large contribution to a music group. The funds were to be used primarily to expand purchase new music instruments. Instead, the group, through its executive director and board of trustees, decided to use the funds to take a trip to see a Broadway musical. The donor filed suit, alleging misappropriation of funds. The damages included return of the full contribution plus interest. As some of the money was already spent, the nonprofit would be financially unable to return the entire donation.

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